Have you ever known the costs of utility bills to be such a massive conversation? As well as being a hot topic at home and at work, the news is full of stories about soaring energy prices, future supply questions and the environmental impact of gas, coal and oil. With fossil fuels all finite resources, the Government is also on the case with a target for the UK to be carbon neutral by 2050. Traditional homes are our pride and joy, but they’re as leaky as they are beautiful. The UK has the least energy-efficient housing in Europe, with the average Victorian property having an EPC rating of E. Compare that…